We live in times of economic turbulence. Countless people are looking for ways to cut back on their spending. Some are even considering doing things like skipping dental visits or dropping their dental insurance in Belmont. But did you know that doing so could actually be counterproductive? Investing in regular dental care can actually help you save money in the long run. This blog post discusses how that is the case.
In Most Cases, Insurance Completely Covers Preventive Care
A routine dental appointment usually includes an exam, a thorough cleaning, and X-Rays. Depending on the location of a practice and other factors, these visits might cost a few hundred dollars each. That might seem like a lot of money, but remember that most dental insurance policies cover preventive care at 100%. You can probably visit your dentist twice a year and pay absolutely nothing out of pocket. Many policies even waive the deductible for preventive visits.
Beyond being affordable, these appointments can also help you save money. They reduce the risk of numerous oral health problems, such as gum disease, cavities, and more. Such issues can be pricey to treat, so stopping them before they develop is a smart move for your budget.
Early Detection Saves Money
What if, as a result of your dental exam, you learn that you already have one or more oral health problems that require treatment? It would be wise to get them taken care of as soon as possible. When things like cavities and gum disease are still in their early stages, they are relatively inexpensive to treat. For example, a small filling might cost a few hundred dollars. However, if a cavity goes unaddressed for too long, it can worsen to the point where it needs a crown, which might cost a thousand dollars or more. Plus, insurance may cover 80% of the cost of a filling but only half the cost of a crown.
Protect Your Overall Health
It is no secret that the cost of healthcare in the U.S. is out of control. Many patients, even those with a robust insurance policy, can easily rack up bills that amount to thousands of dollars.
Regular, high-quality dental care can reduce your risk of a number of systemic health conditions. For example, preventing gum disease may lower the chances that you will develop diabetes, dementia, and heart problems. By taking care of your mouth, you are taking care of your whole self — and potentially saving a lot of money in the process.
Your Dentist Wants to Help You Save
Dentists are sensitive to the financial struggles that their patients face. Ask your dental team what provisions are in place to help you save money on care. They may assist you with your insurance, offer convenient financing, or have an in-house discount plan. You might be surprised by how affordable it is to keep your smile in great shape!
On the surface, it might seem that dental care is an unnecessary expense. However, it is actually a smart investment that can benefit both your wallet and your overall wellness!
Meet the Practice
Here at the Center for Contemporary Dentistry, we offer a broad range of general oral health services in a welcoming environment. We accept payment from most insurance plans. Financing and an in-house discount plan are also available. To learn more about us and our practice’s financial policies, contact us at 603-556-7047.