Dental Insurance – Belmont, NH
Top-Quality Care
at an Affordable Price
At the Center for Contemporary Dentistry in Belmont, we know that many families in our community are keeping a closer eye than ever on their budget. That is why we offer flexible payment options, and we welcome dental insurance! Whether you have a policy through your workplace or you bought one through your employer, you can view it as a valuable asset. Not only can it allow you to enjoy low-price preventive services, but it can also help you receive top-quality restorative care at an affordable price.
Would you like to learn how our team can help you get the greatest value from your benefits? Continue reading below.
How Dental Insurance Works
Every dental insurance plan is unique, so we cannot make any firm statements about your policy until you provide us with its details. In the meantime, here is a basic overview of the coverage that is standard with many PPO policies:
- Preventive care: Up to 100% covered.
- Minor services: Up to 80% covered.
- Major services: Up to 50% covered.
- Orthodontia: Up to 50% covered on some premium plans.
- Cosmetic services: Generally not covered.
Your plan may also enforce a deductible, a waiting period before you can use certain types of coverage, and an annual maximum.
What Is the Difference Between Dental & Medical Insurance?
Medical insurance is designed to help you care for your head-to-toe wellness, so it covers basic systemic care and a number of select major procedures that affect oral health. It does not cover preventive cleanings, checkups, or basic restorative services — things that dental insurance does generally cover. In the case of some types of oral surgery, both dental and medical insurance may apply.
In-Network vs. Out-of-Network
Whether we are in your insurance network or outside of it, we are eager to welcome you as a patient. We will do all we can to help you use your benefits in the most advantageous way.
In-Network Coverage
If a dental practice is in-network with your insurance, it means they have a contract that controls prices and sets a certain standard of care. Often, patients enjoy lower out-of-pocket fees at in-network practices.
Our team is proud to be in-network with:
- Delta Dental
- Anthem
- BlueCross BlueShield
- MetLife
- Cigna
- United Healthcare
- Aetna
- Guardian
- Altus Dental
- United Concordia
- Assurant
- And more! Simply call us to find out if we are in-network with your specific plan.
Out-of-Network
If you have a PPO dental insurance plan, you are free to visit virtually any dentist or specialist, even if they are outside your network. We welcome out-of-network patients, and you may enjoy many of the same perks with us as you would at an in-network practice. Remember, the most important thing is to visit a dentist whom you truly trust to care for your smile!